January 23, 2024
Many of us face the challenge of juggling these two aspects of our financial lives, and it’s not always an easy feat. In this blog post, […]
January 14, 2024
Debt is a topic that often elicits a mix of apprehension and curiosity. While many are familiar with the basics of borrowing and lending, there […]
January 4, 2024
If you’ve ever felt overwhelmed or uncertain about your rights when dealing with debt collectors, you’re not alone. The FDCPA serves as a powerful tool designed […]
December 27, 2023
Understanding where you stand financially is like having a roadmap for your money journey. It’s a crucial first step that can make a big difference in […]
December 22, 2023
Fixing your credit is more than just basic tricks—it’s about using smart and modern strategies. In this guide, we’ll dive into techniques that aren’t just a […]
December 20, 2023
If you’ve ever scratched your head wondering about the best ways to boost your credit score, you’re not alone. Building and repairing credit are like the […]
December 5, 2023
In the busy business world, getting a better credit score is crucial. This blog is like a helpful map for business owners who are looking for […]
November 28, 2023
When it comes to achieving credit confidence, it all begins with a thorough understanding of the key factors that contribute to a solid small business personal […]
November 23, 2023
Your credit score is a numerical representation of your creditworthiness, and it plays a crucial role in determining your eligibility for loans, credit cards, and other […]
November 17, 2023
Today, the importance of safeguarding your financial information cannot be overstated. Identity theft and data breaches have become all too common, leaving countless individuals vulnerable to […]
November 8, 2023
When it comes to funding your education, there are several types of student loans available, each with its own characteristics and eligibility criteria. Understanding the differences […]
November 2, 2023
Thus, a good credit score and keeping credit financial fitness track can save you a substantial amount of money over time, while a poor credit score […]
October 27, 2023
Foreclosure is a challenging and often emotionally draining experience. It’s the process by which a lender takes possession of a property when the borrower fails to […]
October 26, 2023
In the world of personal finance, few numbers wield as much power as the enigmatic three-digit figure known as your credit score. It’s the key that […]
October 17, 2023
Credit Repair, Derogatory marks on your credit report can significantly impact your ability to qualify for loans, credit cards, and other forms of credit. But the […]
October 8, 2023
When it comes to money matters, there’s this thing called a “credit score.” It’s like a report card for your finances, and it can affect your […]
October 5, 2023
Your credit score is like a financial report card that lenders, landlords, and potential employers use to assess your creditworthiness. At the core of this crucial […]
October 4, 2023
In this blog, we’ll discuss credit reporting and demystify the E-OSCAR System, unraveling its intricacies, and shedding light on how it impacts your financial life. We’ll […]
September 22, 2023
A credit score is a numerical representation of your creditworthiness, indicating how likely you are to repay borrowed money and manage credit responsibly. Lenders, such as […]
September 13, 2023
At its core, a credit score is a three-digit number that reflects an individual’s creditworthiness. It’s a numerical representation of your financial health and history, indicating […]
August 29, 2023
As you embark on your journey into adulthood, there are many exciting milestones and opportunities ahead. One crucial aspect that often gets overlooked amidst the thrill […]
August 3, 2017
ASHLAND, MO (KCTV) – A Missouri man’s three-year quest to clear his credit report of errors is finally close to being resolved after a U.S. senator […]
July 10, 2017
Recently posted on the Consumer Financial Protection Bureaus website: “Accuracy problems at consumer reporting agencies: Examiners continue to find accuracy problems at one or more of the […]
July 10, 2017
When you are in serious trouble because you cannot repay your credit cards or personal loans, you put yourself in jeopardy. Did you know that the […]
July 10, 2017
You have probably heard the buzz at some point: “there are ways to create an alternative tax identification number”. So I felt it was important to […]
July 10, 2017
Congressman Lacy Clay and Donna Perkins photographed at an event August 5th as a fundraiser for Congressman Clay’s reelection. At this event, Ms Perkins was representing […]
July 10, 2017
In an “industry sponsored” report provided to the federal government, Equifax, TransUnion and Experian claim that 95% of people in the US are “satisfied” with the […]
July 10, 2017
Who must comply with the Red Flag Rules? Banks, Credit Unions, financial institutions, and creditors if they have “covered accounts”. Covered accounts means any entity which […]
July 10, 2017
What are Red Flag Rules? This concept is not to be confused with “Red Lining”. Red Flag Rules tell you how to develop and implement an […]
July 10, 2017
It’s The Little Things. When kids get into the first grade, they are introduced to coins. They are taught their amounts, how to count coins, and […]
July 7, 2017
As a responsible parent, it is important to teach your kids about the wonders and pitfalls of money management. But if you are in financial trouble […]
July 7, 2017
If you have ongoing debt problems, you probably are getting creditor or collector phone calls to your home, office, friends or family…which can be a real […]
July 7, 2017
(Note to consumers: This is the twelfth in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 6, 2017
(Note to consumers: This is the eleventh in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 6, 2017
(Note to consumers: This is the tenth in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 6, 2017
(Note to consumers: This is the nintht in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 6, 2017
(Note to consumers: This is the eighth in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 6, 2017
(Note to consumers: This is the seventh in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 5, 2017
(Note to consumers: This is the sixth in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 4, 2017
(Note to consumers: This is the fifth in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 4, 2017
(Note to consumers: this is third in a series on debunking credit repair and credit restoration myths. The information contained herein is deemed to be accurate, […]
July 4, 2017
(Note to consumers: This is the second in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 4, 2017
(Note to consumers: This is the first in a series regarding common misconceptions about credit repair or credit restoration. The information contained is deemed to be […]
July 4, 2017
Let’s face it…you got into a bind. You needed a quick infusion of cash. You went to a money broker, commonly called a Pay Day Loan […]
July 4, 2017
The business credit and funding suite is the most comprehensive funding system available in the world today. Through the funding suite, business owners have unprecedented access […]
July 4, 2017
Business credit is a wondrous thing. Most people don’t understand just how wondrous it can be! Business owners can build an exceptional business credit profile for […]
July 4, 2017
There is so much negative information on the net these days regarding credit repair. It’s hard to tell the good guys from the bad guys. Articles […]
July 4, 2017
When you are single and apply for a credit card, house or car, you are the only one responsible. You are the one that affects your […]
July 4, 2017
Back before 1988, there were no ATM charges. Afterwards, a Nevada bank started charging a bank fee for withdrawals made on a bank other than its […]
July 4, 2017
With more than one trillion dollars in current student loans, and climbing, there are literally thousands of students who are under water on their payments. You […]
July 4, 2017
Did you know that students loans in our country are now more than one trillion dollars? That is more than the total credit card debt and […]
July 4, 2017
In 2013, a new law is being brought before Legislators to help consumers better review and understand their credit scores. This new amendment to the Fair […]
July 4, 2017
During National Consumer Protection Week, the Consumer Finance Protection Bureau (CFPB) announced they are putting their attention on Financial Elder Abuse. This is a national epidemic, […]
July 4, 2017
All too often in these economic times, consumers are getting hit with lawsuits from creditors. Faced with mounting defaults on credit card payments, car loan payments […]
June 28, 2017
The Federal Trade Commission[1], who along with the help of the Consumer Finance Protection Bureau, has long been the watchdog of the credit repair industry. In […]
June 28, 2017
It’s official! The state of our credit has made national news! 60 Minutes did an expose on the state of the nations credit histories for our […]
June 28, 2017
What most people don’t really realize is the “cost” of having a mediocre or poor credit score. They go on their merry way paying whatever the […]
June 28, 2017
Dec 13 2012: By Nicholas Owens, Guest Columnist Consumer Financial Protection Bureau report details how the nation’s largest credit bureaus manage consumer data Credit cards dominate […]
June 28, 2017
There are at least two versions of the word “underbanked”: 1) Those who have had a checking account closed by the bank. This usually occurs when […]
June 28, 2017
Credit reports can be mysterious documents to read and understand. In this section, we will dissect the document by sections so you can become more familiar […]
June 21, 2017
Some people don’t have that “right score” so they are denied rights that they normally should have, like getting a loan approved or a new credit […]
June 21, 2017
Many people ask us “will bankruptcy completely screw up our credit report”? The answer is, of course, complicated. The short answer is “yes”, and the longer […]
June 21, 2017
We are in a world where everything we do is out there on Facebook, Twitter, LinkedIn, and every other kind of social media. Our lives are […]
